Jewelry Insurance

We create and service jewelry insurance programs that require specialized knowledge. We represent the leading insurance companies, worldwide for jewelry. When purchasing a policy from us, you'll be secure in knowing your possessions are insured anywhere in the world.

Q: Is my jewelry fully covered by my homeowner's policy?
A: Most people don't realize that many homeowners' policies offer only $1,000 in coverage for jewelry. Given that this limit is generally less than the cost of an average engagement ring, it is doubtful that most customers will have enough coverage for their jewelry. The solution is to purchase a Valuable Articles Policy so you can insure specific jewelry items. Tips on selecting a valuable articles policy: 1) look for a policy that doesn't mandate that you replace an item to receive the full value of the settlement, and 2) select a company that makes it easy to insure your items.

Your jewelry is twice as likely to be lost or misplaced as stolen.

No matter where you take your valuable possessions, you're automatically covered anywhere in the world.

Why compound the disappointment of a sentimental loss with a financial one? Many people mistakenly believe their homeowner policy fully protects them from the theft, damage or disappearance of jewelry and other valuable items. The fact is, homeowners coverage alone is not always enough. Even the most comprehensive homeowner policy is limited in its protection of your valuables. It is designed primarily to protect your home, personal liability and general contents.
**If you rely solely on your homeowner policy, you may find yourself with out-of-pocket expenses if your jewelry, silver, crystal, furs or other valuable possessions are lost, stolen or damaged.

Don't learn about the gaps in your current insurance after the loss.

The fact is, homeowners coverage alone is not always enough.

You'll get 100% of the insured value in a cash settlement in the event of a total loss.

An independent agent or broker is the best source for insurance counseling.